The #1 Life Insurance Broker Online

Life insurance quotes, compared in seconds, and a real person behind them.

Compare every eligible carrier for your profile, then work directly with the owner of LifeStein. No call centers. No random agents. No sales teams.

  • See every eligible carrier, sorted lowest premium first
  • Non-cigarette nicotine specialists: Zyn, cigars, dip, chew & more
  • Private request straight to the owner, no obligation
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LifeStein specializes in non-cigarette nicotine underwriting. Many Zyn users, cigar smokers, dip users, chew users, snuff users, nicotine gum users, and nicotine patch users may qualify for non-tobacco rates with the right carrier.
The LifeStein difference

Why clients choose LifeStein

A modern marketplace comparison, run by one trusted broker who answers the phone himself.

Licensed in All 50 States

Matt is personally licensed nationwide, so wherever you live, you're covered.

Independent Broker

Not tied to one company. LifeStein shops dozens of top-rated carriers to find your best rate.

Private Quote Requests

Your details go straight to Matt, never a database of agents competing for your business.

Non-Cigarette Nicotine Experts

Specialists at securing non-tobacco rates for Zyn, cigar, dip, chew, and nicotine-replacement users.

Zero Obligation

Requesting a quote is completely free. No commitment, no pressure, ever.

Direct Access to the Owner

Work directly with Matt Mims. No call centers, no random agents, no sales teams.